Best Online Casinos in Kenya that Accept M-Pesa

M-PESA has emerged as a highly acclaimed online casino payment solution, revolutionizing the industry. This efficient, user-friendly method enjoys widespread support in leading Kenyan and international online casinos.

Its rapidly increasing popularity has woven it into the very fabric of the Kenyan gaming sector, with numerous premier gambling platforms featuring it in their banking options.

In response to the surging demand for deposit and withdrawal options using M-Pesa, we’ve compiled a comprehensive list of reviewed M-Pesa online casinos.

These casinos have been meticulously evaluated across various categories, encompassing everything from mobile gaming apps to live casinos. Furthermore, each recommended online casino has undergone thorough assessments for legal compliance, integrity, and overall playability.

What is M-Pesa?

M-Pesa is an USSD based mobile money platform that uses a network of coded texts to effect transfer of funds from people to people and most importantly from people to businesses using a till number or a paybill number. The number of daily transactions via M-pesa is way higher than those done via bank and credit card making it a great choice for online casino transactions.

M-Pesa reigns supreme as Kenya’s preferred payment method for online casino banking. Whether among new or seasoned players, M-Pesa is the top choice for mobile transfers, especially in Kenya, where its popularity shines. Beyond Kenya’s borders, it has also found favor in several other African nations.

Safaricom, a subsidiary of Vodafone and Kenya’s largest telecommunications provider, backs M-Pesa, contributing to its extensive community reach. This widespread adoption has elevated M-Pesa to the status of Africa’s most beloved mobile payment option, prompting many online casinos to embrace it.

Top 5 Best Online M-Pesa Casinos in Kenya

1xBet Casino

  • Very wide games range
  • Active sportsbook
  • Accepts M-Pesa

22Bet Casino

  • Accepts M-Pesa
  • Wide variety of games
  • User friendly interface

Sportpesa Casino

  • Fast payouts
  • Good reputation on Kenyan market
  • Accepts M-Pesa

Betway Casino

  • Live streaming and in-play betting
  • Low wagering requirements
  • Standard casino section
  • Accepts Mpesa


  • Extensive game catalog
  • Easy to signup and play
  • Wide range of bonuses
  • Accepts Mpesa

Why Should You Consider It?

M-Pesa is a major payment option offering numerous benefits for players. Here is a look at some major benefits of online casinos that accept M-Pesa:

Ease of use

M-Pesa has solidified its status as the predominant payment method across East Africa, boasting a staggering user base exceeding 40 million.

Its appeal lies in its remarkable simplicity and user-friendliness, enabling swift fund transfers among friends, online shopping, and, notably, online casinos.

The sheer ease of use is the driving force behind M-Pesa’s widespread acclaim, transcending age demographics.

Low fees

While M-Pesa does impose fees for its services, they are remarkably affordable. M-Pesa took a significant step by halving its fees.

To illustrate, transferring amounts ranging from KES 101 to KES 500 now incurs a mere KES 6 fee, and sending amounts between KES 1501 to KES 2500 only costs KES 22. (At the time of publishing)

This fee reduction has positioned M-Pesa as an even more cost-effective choice than other mobile payment providers, further enhancing its attractiveness to users.


The widespread adoption of mobile phones in Africa, outpacing tablets and other portable devices, has paved the way for M-Pesa to become readily accessible to a broader community.

Unlike certain payment methods that necessitate online access through a PC or desktop, M-Pesa’s compatibility with mobile phones has made it exceptionally convenient. This accessibility is made possible through its integration with supported telecommunication platforms.


Unlike alternative payment methods that demand the sharing of personal banking details, M-Pesa streamlines the process by exclusively requiring a Paybill number, sparing users from divulging sensitive financial information.

Furthermore, the entirely offline nature of M-Pesa transactions eliminates the risk of unauthorized third-party interception, ensuring the security of your payments.

Instant payouts

M-Pesa casinos offer the convenience of a dedicated Paybill number, enabling users to effortlessly fund their gambling accounts directly from their phones. Remarkably, the process is swift, with funds reflecting in less than 2 minutes. This efficiency also extends to withdrawals, ensuring a seamless experience for players.


M-Pesa is committed to ensuring its members and users’ safety and security throughout their transactions. This dedication extends to employing advanced encryption technology for payment processing, providing a robust safeguard against potential threats.

Furthermore, M-Pesa maintains a vigilant team of anti-fraud experts who continually monitor all transactions conducted on the platform. This proactive approach helps detect and prevent fraudulent activities, bolstering the platform’s security.

The Pros of Playing at Best Online Casinos in Kenya that Accept M-Pesa

  • M-Pesa is dedicated to providing its members and users with secure and trustworthy transactions, ensuring that only the account holder can authorize transactions through their unique M-Pesa PIN.
  •  Leading online casinos offering M-Pesa as a payment option in Kenya typically do not impose charges for transactions on their platform. If any fees apply, they are user-friendly and commonly associated with Paybill transactions.
  • Regarding transaction speed, M-Pesa outperforms traditional digital services like Skrill and Neteller, offering lightning-fast processing.
  • The ubiquity of M-Pesa is undeniable, with estimates indicating that it contributes a significant 6% to Kenya’s GDP, cementing its status as a major economic player. Consequently, nearly every Safaricom line user has linked their account to M-Pesa services.
  •  Over recent years, Safaricom has diligently enhanced its flagship product, M-Pesa. Users can now access a cutting-edge M-Pesa app, available for download on Google Play and the App Store. This app introduces advanced security features, including Face ID and Fingerprint recognition, heightening the security measures for transaction authorization.

Disadvantages of Using Best Online Casinos in Kenya that Accept M-Pesa

M-PESA is indeed a fantastic online payment method offering numerous advantages. However, like any widely used payment system, it has certain drawbacks. While these drawbacks are not typically significant enough to discourage users from the service, it’s important to be aware of them:

Low limits

While M-PESA is known for its ease of use and convenience, it has a notable limitation regarding maximum transaction limits. The maximum limit per single transaction is 70,000 KSH, and the maximum daily transaction value is capped at 140,000 KSH.

These limits may be restrictive for high-rollers who prefer to make large transactions when engaging in online activities. In such cases, individuals with substantial financial transactions may find other payment methods more suitable to accommodate their needs.

Popular Casino Games to Play via M-Pesa at Online Casinos

Kenyan online casinos offer a wide range of real-money games that users can easily explore after making M-Pesa payments. Here is a look at some popular casino games in Kenya:

Video slots

Video slots are the most favored real-money games that facilitate payments through M-Pesa. They offer various formats, types, and genres to cater to diverse player preferences. Classic slots, characterized by three reels, traditional fruit symbols, and limited bonus features (or none), provide a nostalgic gaming experience.

Modern five-reel slots are the go-to choice for those aiming to maximize their bankroll. These feature-rich games can boost winnings when you substantially achieve successful symbol combinations, often rewarding players with impressive payouts, including 100,000 shillings and even higher sums.


Leading online casinos in Kenya frequently include crash games in their game selection, catering to the preferences of Kenyan players who enjoy titles like Aviator and similar games. Aviator, developed by Spribe, is a captivating multiplayer crash game where players must cash out their bets before the virtual plane experiences a crash.

The versatility of bets accommodates players of all budgets, starting at just 10 cents (approximately Ksh 14) and extending up to $100 (equivalent to Ksh 14,000), ensuring a thrilling gaming experience accessible to a wide range of enthusiasts.

Online blackjack

Online casinos offering M-Pesa as a payment method typically feature an extensive selection of online blackjack games, catering to traditionalists and those seeking a more exhilarating experience with additional side bets.

Once you’ve deposited funds into your preferred online casino using M-Pesa, you can navigate to the Table Games section and explore the diverse array of blackjack games available. The rules are straightforward: your goal is to outscore the dealer without exceeding 21 points, making blackjack an accessible and engaging card game for players of all levels.

Online roulette

Roulette, a beloved table game, presents impressive betting possibilities. Players can wager on a single number or a group of numbers, place outside bets, or even create custom combinations of these options.

Opting for a single-zero European or French roulette variant provides the highest player edge, typically around 97.3% or 98.65%, offering favorable odds. Conversely, the American version includes two house sections on the wheel (0 and 00), slightly reducing the player edge to approximately 95%.

Online roulette offers an accessible gaming experience, with bet sizes starting at approximately Ksh 20, making it an affordable and enjoyable option for players looking to try their luck.


JetX, crafted and introduced by Smartsoft Gaming, is another highly sought-after crash game that captivates players.

In JetX, participants place bets, with stakes reaching up to $100, and aim to hit the ‘Cash Out’ button before the graph and the plane experiences a crash. This game offers an additional convenience layer through its Auto-collect feature, enabling automated cash-outs.

The excitement is amplified with JetX’s sequel, JetX3, which takes the gaming experience to new heights by featuring three planes and three simultaneous bets in a single round.

This thrilling game’s maximum payout per bet reaches approximately Ksh 1.5 million, promising substantial rewards for lucky players.


Plinko, a relatively uncommon game on select casino websites in Kenya, draws inspiration from an American television show popularized in the 1980s.

This engaging game typically involves a player placing a bet, selecting a risk level, and activating the gameplay by pressing a button.

As the button is pushed, one or more balls are released from the top of the Plinko board, setting the stage for a thrilling gaming experience reminiscent of the classic TV show.

Best Online Casino Bonuses with M-Pesa

Most casino sites accepting M-Pesa entice new players to their platform with bonuses. Here is a look at some popular bonuses available:

Welcome bonuses

A signup bonus typically serves as the initial offer in any bonus program at online casinos. When you deposit M-Pesa into your casino account, you can often claim a match percentage bonus, which is determined based on the amount you deposited.

In many Kenyan online casinos, the match percentage bonus is approximately 100%, indicating that you will receive an equivalent amount of bonus shillings as the sum you deposited.

Deposit match bonuses

The match bonus is one of Kenyan M-Pesa casinos’ most widely used and popular online casino bonuses.

The concept behind a match bonus is straightforward: the casino grants you a specific percentage of your deposit as a bonus, enhancing your playing funds and extending your gaming experience.

Free spin bonuses

Free spins are a common bonus type offered by casinos and are typically intended for use on video slots. Players receive a set number of free games, ranging from 10 to 50 spins, which they can use to play designated slot games.

Any winnings accumulated during these free spins are usually subject to wagering requirements, meaning that players must be the winnings several times before they can be withdrawn as real money.

How We Choose the Best Online Casinos in Kenya that Accept M-Pesa

Different factors come into play when choosing the best online casinos that accept M-Pesa in Kenya, including:

Withdrawal speed

Indeed, the withdrawal speed at an exclusive online casino can be influenced by various factors. Account verification processes and document submissions can slow down the withdrawal process. Similarly, withdrawals may need to be executed in separate transactions for players with substantial balances.

However, M-Pesa is an excellent choice for players seeking swift withdrawals. Once the casino initiates the funds transfer and M-Pesa receives them, the funds are promptly credited to your account within as few as 2 hours.


While it’s true that some online casinos offer bonuses to customers who make deposits with M-Pesa, it’s important to note that the selection of such bonuses may be somewhat limited. This limitation is primarily because deposits made with M-Pesa are not instant.

Nevertheless, many casinos recognize the significance of bonuses to their players and strive to provide diverse promotions.

Therefore, numerous casinos that accept M-Pesa deposits have tailored bonus arrangements for this payment method to ensure a satisfying gaming experience for their users.

Customer support

M-Pesa takes user support seriously and ensures accessibility for the local population by offering information in their native language on their website, app, and chat systems. Most users can find answers to their queries by consulting the M-Pesa website and its comprehensive FAQs.

For those who require additional assistance, M-Pesa provides further support by having staff available around the clock, 24 hours a day, to address user inquiries and provide assistance as needed.

Can I Win Big at Best Online Casinos in Kenya that Accept M-Pesa?

While it’s possible to win big at online casinos in Kenya that accept M-Pesa as a payment method, it’s crucial to approach gambling with caution and realistic expectations. Winning big at a casino is primarily a matter of luck, and there are no guarantees of success.

Is M-Pesa Safe to Use?

M-PESA is a safe and regulated digital payment method in its operating countries, protected by government oversight. It operates in real-time, making it more secure than informal money transfer services.

Mobile money, similar to cryptocurrencies, is securely held in trust accounts. Transactions are monitored for security purposes. Users access their accounts with a 4-digit PIN, adding an extra layer of security.

Transactions are routed through mobile carriers, bolstering security. Protecting your PIN and mobile device is crucial for account security.


Is M-Pesa safe?

Yes. M-PESA operates under strict licensing in all its markets, upholding a high security standard. Its inherent design minimizes the risk of external attacks or information leaks, ensuring a robust level of safety.

How much can I deposit to a casino per transaction?

Deposit limits for online casino accounts can vary depending on the specific casino’s policies. Typically, at the best M-Pesa casino sites, you can deposit a minimum of Ksh10 and up to a maximum of Ksh300,000 per transaction.

Are the transaction fees?

The top M-Pesa casino sites typically do not impose transaction fees for deposits or withdrawals. However, it’s important to be aware that there may be a small fee charged by Safaricom, the mobile network provider, for using their M-Pesa services. These fees are typically associated with the telecommunications service, not the casino itself.